An attachment is not only annoying. It also indicates that financially you have reached the bottom of the ladder. Because those who have the bailiff in the house or have to leave it to their account must have massive financial problems that have accumulated over months or even years and now end in this last step. For most, visiting the bailiff also means taking an oath of disclosure. The finances are disclosed and it is declared that there is no money to pay the debt.
Think of a loan despite garnishment
Despite all this, many try to fight and somehow turn things around. It is not uncommon to even think of a loan despite garnishment, which should bring the necessary money so that the garnishment is off the table again. But an attachment means that the credit checker is negative. This means that no loan is possible from this side despite the attachment. In addition, you also make yourself punishable if you accumulate further debts despite the financial ruin. A fine line that has to be overcome when considering a loan despite attachment.
It doesn’t work without help
The fact is that a loan cannot be easily taken out in such a situation. There may be sufficient advertising that promises a loan even in unfavorable situations and thus also in the case of attachment. But this advertising is entirely dubious and only brings more trouble than you currently carry around with you. Therefore, you should under no circumstances engage in such offers and rather look for a serious way.
One of these reputable ways is through a second borrower. A solvent person who takes out the loan for the afflicted person despite attachment, passes the money on to him and ensures that the repayment takes place on time and in full. In such a situation, it is probably not easy to find exactly the person who has so much trust and who is therefore at your side as support. But it is the only way to somehow implement the loan in a serious manner.
For debt repayment only
Anyone who takes out a loan despite high debts should only do so to pay off the debts. The money may not be used for the purchase of new things or for a vacation. It is important that the debts are always removed first, so that the future is a little more relaxed. Because without debt there is no negative credit checker, and without negative credit checker you can take out any loan you want. And then you can invest again in luxury items or just a nice holiday.